💳 Medical aid billed directly

Online Doctor on Medical Aid —
We Claim For You

See an HPCSA-registered GP by video call and let VDOC submit the claim straight to your medical aid. There are no forms to fill in and no claiming back. If your plan covers the consult, there's no co-payment.

Not on medical aid? Pay by card from R250. See how it works

📨 Real-Time Claim Submission
✅ 18+ Discovery-Administered Schemes
🏛️ GEMS Onyx, Ruby & Emerald
🛡️ POLMED Marine & Aquarium
🩺 HPCSA-Registered Doctors

Medical aids we bill directly

Discovery Health administers cover for many open and employer schemes, not just plans branded "Discovery". If your scheme is on this list, we can bill it, whichever plan or option you're on (except network plans like KeyCare).

Discovery-administered schemes

✓Anglo Medical
✓Anglo Vaal
✓BMW (Bemas)
✓Bankmed
✓Discovery Health Medical Scheme
✓Engen Medical Benefit Fund
✓Glencore Medical Scheme
✓LA Health
✓Lonmin Medical Scheme
✓Malcor Medical Scheme
✓Multichoice Medical Scheme
✓Netcare Medical Scheme
✓Remedi Medical Aid
✓Retail Medical Aid
✓Sasolmed
✓TFG Medical Scheme
✓Tsogo Sun Medical Scheme
✓University of KZN (UKZN)

More about billing Discovery-administered schemes →

GEMS (Government Employees Medical Scheme)

✓GEMS Onyx
✓GEMS Ruby
✓GEMS Emerald

More about billing GEMS →

POLMED (SAPS medical scheme)

✓POLMED Marine
✓POLMED Aquarium

More about billing POLMED →

⚠️ Not supported: Discovery KeyCare and other network-only plans, GEMS Emerald Value and GEMS Tanzanite. If you're on one of these, you're still welcome to book. Just choose card payment at checkout.

How we claim from your medical aid

1

Book your consult

Choose a GP, date and time online or on WhatsApp.

2

Select Medical Aid

At checkout, choose Medical Aid and enter your membership number and details.

3

We submit in real time

We send the claim straight to your scheme for processing while you wait. There's no paperwork on your side.

4

Confirmed, or pay by card

If the scheme confirms payment, you're done. If not, pay by card and keep your appointment.

💡 Your consultation is exactly the same either way: the same doctor, the same video call, the same care. Only the payment method differs.

What a medical aid GP consult includes

We bill medical aid for general practitioner (GP) video consultations. In one consult, your VDOC doctor can:

  • Diagnose and treat acute illnesses such as colds, flu, infections and minor injuries
  • Review chronic conditions such as hypertension, diabetes and asthma, and issue repeat scripts
  • Issue an online prescription for your pharmacy
  • Issue an online sick note if you're unfit for work
  • Refer you for blood tests, X-rays, scans or a specialist

Scripts and certificates are issued at the doctor's clinical discretion. Scheduled medication, such as sleeping tablets or ADHD medication, is not guaranteed.

Who can claim

Only the principal member or a registered dependant can be billed. The patient's name and SA ID number must match the scheme's membership records. You'll confirm this in a short declaration when you submit your claim.

Medical aid questions

Which medical aids does VDOC bill directly?

VDOC submits claims directly to schemes administered by Discovery Health, including Discovery Health Medical Scheme, Bankmed, Anglo Medical, Sasolmed, Netcare Medical Scheme, Remedi and others. We also bill GEMS Onyx, Ruby and Emerald, and POLMED Marine and Aquarium.

Will my medical aid pay for an online doctor consultation?

Most medical aids treat a GP video consultation like a normal GP visit, paid from your day-to-day benefits or savings. We submit the claim in real time while you wait. If the scheme confirms payment you are done. If not, you can pay by card and your appointment goes ahead as booked.

Is there a co-payment?

We bill at medical aid rates. If your plan covers the GP consultation benefit, there is no co-payment. If your benefits are depleted or the claim is not confirmed, you will be asked to pay by card instead.

Is Discovery KeyCare supported?

No. KeyCare and other network-only plans that require you to see a designated provider are not supported. You can still see a VDOC doctor and pay by card.

Which GEMS options are supported?

We bill GEMS Onyx, GEMS Ruby and GEMS Emerald. GEMS Emerald Value and GEMS Tanzanite are not currently supported, but members can still book and pay by card.

Do you bill POLMED?

Yes. We bill POLMED Marine and POLMED Aquarium for SAPS members, pensioners and their registered dependants. We check that you have enough day-to-day GP benefits available before we submit the claim. If POLMED doesn't pay, we will ask you to pay by card.

My medical aid is not on the list. Can I still use VDOC?

Yes. Book as usual and pay by card or instant EFT. Consultations start from R250. You can then submit the invoice to your scheme yourself for a possible refund, depending on your plan rules.

Can I use a family member's medical aid?

Only if you are registered as a dependant on that membership. The patient's name and SA ID number must appear on the scheme's membership records. Using someone else's medical aid otherwise is fraud under the Medical Schemes Act.

Other ways we can help

Ready to VDOC it?

Book your consult and choose Medical Aid at checkout. We submit the claim while you wait.

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